Travel Loan Information

 

The Travel Loan Department of U.S. Committee for Refugees and Immigrants would like to welcome you and your family to the United States of America. Soon, you will begin your transition to finding gainful employment, locating a residence, starting school, and repaying your travel loan.  We have prepared the loan information to help you understand your travel loan account, and the possible outcomes in the future.

 

What is My Travel Loan?

 

Your travel loan is given to you by the International Organization of Migration (IOM) to transport you and your family to the United States.  Before departing from your previous country, the promissory note was signed in your previous residence. Each travel loan equates to the amount of U.S. dollars on your promissory note. Your travel loan is interest free. This amount includes the airfare for all persons listed on the promissory note and is the responsibility of all persons over the age of 18. If you are married, both spouses are equally responsible for the loan.

 

How Do I Pay My Travel Loan?

Repayment of your travel loan begins 6 months after your arrival. You will receive a statement each month showing your Original Loan Amount, Current Balance, and Amount Due.

 

• Original Loan Amount is the total amount of your travel loan as shown on your promissory note.
• Current Balance is the total amount that is owed on your travel loan.
• Amount Due is the total amount that you need to pay for the current month.
• Your Due Date is the 10^th of each month. Any payments received after the 10^th will not reflect your current statement.

 

Payment Options

 

• Pay Online: www.uscripayments.org
• Pay by Phone or Set up an Auto Pay:  1-866-316-6555
• Mail your payment to:
  2231 Crystal Dr. Suite 350
  Arlington, VA 22202-3794

Please remember, payment must be received by the 10^th of each month.

 

What If I Do Not Have a Job and Cannot Pay My Minimum Payment?

 

We understand that finding and maintaining a job to support you and your family can be difficult. If you are having financial difficulties, you must call USCRI travel loan department at 1-866-316-6555.

The travel loan department may be able to defer or reduce your payment temporarily provided, that you supply the appropriate required documentation.

 

What If I Do Not Get My Statement?

 

You are required to repay your loan in monthly installments until your loan is paid in full.  Please be advised that monthly payments must be made regardless of receipt of the statement.  If you do not receive your monthly statement, please contact the Travel Loan Department at 1-866-316-6555.

What If I Move?

 

Please check the little square box on your statement and indicate new address on the back.  Your address and phone number will be updated.  Please bear in mind you can contact the Travel Loan Department to notify of any address change as well.

 

What is a Credit Report?

 

Credit is the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future. The lender trusts that you will honor your obligation by making on time monthly payments. This information is reported to the Credit Bureau. A credit report is a statement that has information about your credit activity such as loan payment history and the status of your credit account. Your credit report is updated monthly, and the information will be retained for 7 years.  Please be advised that payments are due every month. In addition, it represents your financial profile and your ability to obtain additional credit.

 

Your IOM travel loan is the beginning of your credit history.

 

Travel Loan Contact Information

 

Our travel loan department is open Monday through Friday, 8:30a.m. – 4:30p.m. (EST). Please call the travel loan department directly at 1-866-316-6555 or write to us at the following address:

 

USCRI

Travel Loan Department

2231 Crystal Dr., Suite 350

Arlington, VA 22202